Buying your first house might be the biggest financial investment that you’ve ever made to this point in your life, and possibly the most complicated. In addition to determining if you’re making a sound financial investment, owning your home is just as much an emotional decision. That’s because where you choose to live affects things like who you will meet and become friends with, your daily commute, your children’s friends and education and so much more. While there is no one-size-fits-all decision for deciding if you should buy a house
It’s no secret that the cost of college has increased faster than the rate of inflation for many years. According to The College Board, inflation-adjusted tuition at four-year, public universities has increased 158% between 1991-92 to 2021-22. So while it may have been easier for previous generations to pay for college with scholarships and a part-time job, many current college graduates turn to student loans.
Student Loan Forgiveness
With more and more college graduates entering the workforce with significant amounts of student loan debt, calls have grown for some sort
Labor Day, celebrated in the United States on the first Monday in September, is often considered the end of the summer season. As kids go back to school and the weather gets colder, it is common to celebrate with barbecues and other types of get-togethers. The Monday holiday means that many have a long weekend as well. If you are trying to stick to a budget but still want to celebrate Labor Day, here are a few ways to prepare and have fun on a budget.
Host a Potluck
As inflation continues to dominate the headlines, you may have started to hear about the concepts of shrinkflation, skimpflation and greedflation. These are subtle ways in which companies attempt to either minimize or take advantage of the impact that inflation has on consumer expectations.
It’s important to understand these concepts in order to avoid being manipulated. Let’s take a look at each one in a little more detail.
What is Shrinkflation?
The traditional concept of inflation refers to paying more than you would previously for the same item. The concept
No matter how confident you are about the future of the economy, it’s clear that the average consumer is feeling nervous. A June 2022 survey from MagnifyMoney found that 70% of Americans think a recession is coming.
But a recession affects everyone differently, and there are some professions that tend to thrive even when the economy dips. Read below to learn about the 10 most recession-proof careers.
Top 10 Recession-Proof Jobs
When a recession occurs, the economy shrinks and businesses suffer. Many industries start laying off workers, sometimes in huge
Healthcare and health insurance is a complicated topic, and there are many differing opinions on how it should best be handled. In many countries, there is universal healthcare for everyone, but that is not the case in the United States. While there are government-run programs for the elderly (Medicare) and those with low-incomes (Medicaid), most people get health insurance for their family through private health insurance companies, usually through their employer.
This coverage often extends to the employee’s family, including spouse and children. Most insurance plans have a limit on
Bringing a child into the world may be priceless, but fertility treatments are anything but. This high price tag can put aspiring parents into a tough position, forcing them to choose between starting a family and avoiding massive amounts of debt.
Thankfully, there are several strategies you can use to reduce or eliminate the need to borrow money for fertility treatments. Here are some of the best options, along with some advice for those who find themselves needing to take on debt to pay the remaining costs.